Most buyers put down 20% but some loans require as little as 3.5%. A larger down payment lowers your loan amount and monthly payments. 

Choose between 30 year, 15 year or other loan terms. Shorter terms mean higher payments but less interest over time.

Same interest rate and monthly payment throughout the loan.

Starts lower, adjusts after a fixed period ideal for short term ownership.

Pre filled with current averages. Your actual rate depends on your credit, loan type and down payment.

Estimated based on home value. Can adjust this to refelct local rate.

Often requires by lenders. Edit this field based on your expected coverage.

A homeowners association fee (HOA fees is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.